Terms & Conditions

General Terms of Use

You are currently viewing a page of the envoymortgage.com web site or a related web site (the “Site”) belonging to Envoy Mortgage (“Envoy Mortgage”). This Site and any of the services provided by Envoy Mortgage in connection with this Site (the “Services”) are being provided to you expressly subject to these Terms of Use, which govern your use of the site. Please read these Terms of Use carefully. By accessing this Site you agree to be bound by these Terms of Use.

“Services” under these Terms of Use include financial services for consumers offered to you directly by Envoy Mortgage, and additional services available to you from independent third party service providers accessed through navigation from the Site.

 

Copyrights/Trademarks/Restrictions on Use

All of the pages and screens on the Site are owned and controlled by Envoy Mortgage, except as otherwise expressly stated, and are protected by U.S. copyright laws and international treaties. The ENVOY MORTGAGE® logo and design are federally registered trademarks owned by Envoy Mortgage. The copyrighted materials on the Site include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the Site. You are authorized to view the information available on the Site for your informational purposes only. You may download copyrighted materials for your personal purposes only. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, display, distribute, transfer, link to, reproduce, license, frame, alter, create derivative works of or republish all or any portion of the Site for any commercial or public purpose without Envoy Mortgage’s prior written consent. The ENVOY MORTGAGE® logo and design are federally registered trademarks owned by Envoy Mortgage. Other featured words used on the Site to identify the source of goods and services are trademarks and service marks owned by Envoy Mortgage or owned by third parties. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Site except as authorized in this paragraph. You may not use any of the Envoy Mortgage trademarks as a link to the Site except pursuant to a written trademark license agreement.

The Site may contain links to web sites controlled or offered by third parties (non-affiliates of Envoy Mortgage). Envoy Mortgage hereby disclaims liability for any other company’s Web site content, products, privacy policies, or security. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site. In addition, any advice, opinions, or recommendations provided by the linked site providers are those of the providers and not of Envoy Mortgage. Your participation in any linked site, including payment for and the delivery of goods or services, is based solely on the agreement, if any, between you the linked site provider.

 

Password Accounts, Passwords, and Security

If you have been given the option to gain access to password protected portions of the Site and you elect to do so, you must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form, and choose a password and user name. You are entirely responsible for maintaining the confidentiality of your password and account and for any and all activities that occur under your account. You agree to (a) immediately notify Envoy Mortgage of any unauthorized use of your account or any other breach of security of which you become aware, and (b) exit completely from your account at the end of each online session. Envoy Mortgage will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by Envoy Mortgage or another party due to someone else using your account or password. You may not use anyone else’s account at any time, without the permission of the account holder.

 

Products and Services of Third Parties and Hyperlinks to other Web Sites

Certain services made available to you on the Envoy Mortgage web Site by third party service providers. Envoy Mortgage has attempted to include third party attribution notices where it may not otherwise be apparent to users that the service is provided by a third party. Your use of such services may be subject to the terms and conditions, and privacy policies of the third parties providing the service. We encourage you to review the terms and conditions and privacy policies of such third parties as they may differ from those of Envoy Mortgage. Descriptions of, or references to any third party services, publications, or any hyperlinks to other web sites within Envoy Mortgage ‘s web server does not imply endorsement of that service, publication or company, and does not necessarily represent the views or opinions of Envoy Mortgage. Envoy Mortgage makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. Envoy Mortgage specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose.

 

Disclaimer

THE SERVICES ARE OFFERED ON AN “AS IS,” “WHERE IS” AND “WHERE AVAILABLE” BASIS, WITH NO WARRANTY OF ANY KIND-WHETHER EXPRESS, IMPLIED OR STATUTORY-INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DOES NOT AFFECT THOSE WARRANTIES WHICH INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT.

YOU ACKNOWLEDGE THAT NEITHER ENVOY MORTGAGE, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SERVICES OR THE SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR THE SITE, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE SERVICES AND THE SITE. ENVOY MORTGAGE DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES. (THIS DOES NOT AFFECT ANY MANUFACTURER’S WARRANTIES THAT THE PROVIDERS OF THE LINKED SITES OTHERWISE OFFER.)

EXCEPT AS SPECIFICALLY PROVIDED IN THIS AGREEMENT OR WHERE THE LAW REQUIRES A DIFFERENT STANDARD, YOU AGREE THAT ENVOY MORTGAGE IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE SITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, ENVOY MORTGAGE WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, ECONOMIC OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE OF THE SERVICES, THE SITE, ANY ON-LINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM.

 

General

Envoy Mortgage reserves the right to modify these Terms of Use at any time without notice, but the most current version of the Terms of Use will always be available to you by clicking on the link at the bottom of the site. If you find the Terms of Use unacceptable at any time, you may discontinue your use of the Services. By continuing to use the Services after the date of any change to these Terms of Use, including accessing the Site, you agree to be bound by the rules contained in the most recent version of this Agreement.

You agree and understand that effective use of the Site will require your browser to use software plug-ins and modules, including without limitation JavaScript, in order to correctly display content and utilize features on the Site.

Envoy Mortgage reserves the right to modify or terminate the Services and the Site or to terminate your access to the Services and Site, in whole or in part, at any time. These Terms of Use constitute a contract between you and Envoy Mortgage governed by the laws of the Texas, with the exception of its conflicts of laws provisions.

 

Privacy

We understand the need to safeguard your information and records from unauthorized use and disclosure. Please see the Privacy Policy.

 

Indemnification

You agree to defend, indemnify and hold harmless Envoy Mortgage, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys’ fees, arising out of your violation of these Terms of Use or misuse of the Service or this Site, including such violation or misuses conducted by your employee or agent, if applicable.